Home Equity

Unlock your home equity potential

Tap into your home's value with ease. Competitive rates and expert support to help you access the equity you've built — for renovations, debt payoff, or any major expense.

Apply todayNo credit impact | No commitment

Home equity options

Choose the best way to access your home's equity based on your needs and goals.

Best for flexible funds
HELOC
Access a revolving credit line backed by your home equity. Borrow what you need, when you need it, with interest-only payments during the draw period.
Learn more →
Best for one-time expenses
Home Equity Loan
Get a fixed-rate lump sum for renovations, debt consolidation, or other major expenses. Simple, predictable, and budget-friendly.
Learn more →
Best for large cash needs
Cash-Out Refinance
Replace your mortgage and access extra funds — perfect for renovations, debt consolidation, or major expenses.
Learn more →
🏡

Home Equity Calculator

See how much equity you can access from your home

$
$
70%95%
$200,000
Total Equity
40%
Equity Percentage
$100,000
Available to Borrow
Mortgage owed
Available equity
Remaining equity
Home value$500,000
Mortgage balance$300,000
Combined LTV80%

Work with a Best Finance advisor

1
Get started
Take 5 minutes to complete our online application, and we'll connect you with the best home equity financing option for your needs.
2
Customize your options
We'll schedule a quick call with one of our expert loan advisors to help build a home equity solution that's right for you.
3
Access your equity
Your dedicated loan officer will guide you every step of the way, helping you access your home's equity quickly and confidently from home.

Ready to tap into your equity?

See your home equity options in minutes.

Apply now