Conventional
Conventional home loans
Conventional mortgages offer competitive rates, diverse term options, and fewer restrictions — perfect for buyers with good credit looking for straightforward terms and lower costs.
Apply todayNo credit impact | No commitmentConventional loan benefits
Secure a competitive, fixed-rate conventional loan with flexible terms to match your financial goals.
Competitive interest rates
Flexible 15- and 30-year terms
Lower private mortgage insurance (PMI)
Fewer restrictions and property requirements
PMI removed once you reach 20% equity
Wide loan limit options
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Mortgage Payment Calculator
Estimate your monthly payment with taxes, insurance, and PMI
$
3%50%
4%10%
$2,632
Estimated Monthly Payment
Principal & interest $2,076
Property tax (0.60%) $200
Insurance ($4,280/yr) $357
Loan amount$320,000
Total interest paid$427,185
Frequently asked questions
Do I need to pay private mortgage insurance (PMI)?+
What credit score do I need to qualify?+
How is a conventional loan different from FHA or VA loans?+
What is the minimum down payment?+
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Get pre-qualified for a conventional loan in minutes.
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