FHA
FHA loans
FHA loans offer low down payments, flexible credit requirements, and competitive rates to help you achieve homeownership — even if it's your first time buying.
Apply todayNo credit impact | No commitmentFHA loan benefits
Make homeownership achievable with an FHA loan — ideal for first-time buyers and those with lower credit scores.
Buy with as little as 3.5% down
Credit scores as low as 580 qualify
Competitive interest rates
Easier approval than conventional loans
First-time buyer friendly
Gift funds allowed for down payment
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Mortgage Payment Calculator
Estimate your monthly payment with taxes, insurance, and PMI
$
3%50%
4%10%
$2,632
Estimated Monthly Payment
Principal & interest $2,076
Property tax (0.60%) $200
Insurance ($4,280/yr) $357
Loan amount$320,000
Total interest paid$427,185
Frequently asked questions
What types of properties qualify for an FHA loan?+
What are the down payment requirements?+
What is an FHA loan and how does it work?+
Is mortgage insurance required on FHA loans?+
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